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Insurance Licensing NY-Life-Accident-and-Health Exam Syllabus Topics:
| Section | Objectives |
|---|---|
| Accident and Health Insurance | - Policy features and provisions
|
| State Regulations (New York) | - Licensing requirements
|
| Insurance Fundamentals | - Principles of insurance and risk management
|
Insurance Licensing New York Life, Accident and Health Insurance Agent/Broker Examination Series 17-55 Sample Questions:
Group long-term disability benefit amounts are usually limited to what percentage of the participant ' s income?
- A. 100
- B. 80
- C. 60
- D. 40
Correct Answer: C 🗳️
Explanation: Only visible for DumpsKing members. You can sign-up / login (it's free).
Long-term care policies MUST cover which of the following conditions?
- A. Alcoholism or drug addiction.
- B. Alzheimer's disease.
- C. Acts of war while serving in the military.
- D. Self-inflicted injuries.
Correct Answer: B 🗳️
Explanation: Only visible for DumpsKing members. You can sign-up / login (it's free).
A 65-year-old employee who works for an employer with 24 employees is disabled on the job. The employee has fully recovered and returned to work. Which health coverage is primary?
- A. his employer ' s group plan
- B. an individual plan
- C. workers ' compensation
- D. Medicaid
Correct Answer: C 🗳️
Explanation: Only visible for DumpsKing members. You can sign-up / login (it's free).
If a partner of a company becomes permanently disabled, which type of plan will allow the other partner to acquire the disabled partner's interest in the company?
- A. employee disability coverage
- B. business disability overhead expense
- C. disability buy-sell agreement
- D. long term disability
Correct Answer: C 🗳️
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According to the Affordable Care Act, a child can remain on a parent ' s health benefit plan until the child
- A. graduates from college.
- B. marries.
- C. reaches age 26.
- D. reaches age 19.
Correct Answer: C 🗳️
Explanation: Only visible for DumpsKing members. You can sign-up / login (it's free).
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